Hello EfficientCook. To answer your budget question directly: for weekly flatbreads and burger buns, you do not need to spend extra money on dedicated bread flour. Standard all-purpose wheat flour will work wonderfully and, in many cases, will actually produce a better end product for these specific bakes.
The fundamental difference between standard all-purpose flour and bread flour lies in the protein content. Standard all-purpose flour typically contains around 10 to 11.7 percent protein, whereas bread flour contains roughly 12 to 14 percent protein. These proteins (primarily gliadin and glutenin) combine with water during mixing and kneading to form gluten.
Because bread flour has a higher concentration of protein, it develops a stronger, more elastic gluten matrix. This allows dough to trap carbon dioxide bubbles effectively, resulting in a higher rise, structural support for heavy loaves, and a distinctly chewy crumb. In contrast, all-purpose flour develops a moderate gluten structure, which yields a softer, more tender bite with slightly less chew.
For flatbreads such as pita, naan, or tortillas, as well as for burger buns, a softer and more tender crumb is generally desirable. High-gluten bread flour can make flatbreads tough or leathery and burger buns overly chewy to bite through. All-purpose flour gives burger buns that classic pillowy softness while remaining sturdy enough to hold burger patties and condiments.
You can use all-purpose flour as a direct 1:1 substitute by weight for bread flour in both recipes. The only practical adjustment relates to hydration. Higher-protein flours absorb slightly more water than lower-protein flours. When substituting all-purpose flour for bread flour, reduce the liquid in your recipe by about 5 percent (or roughly 1 to 2 tablespoons of water or milk per cup of flour), or simply hold back a small portion of the liquid and add it gradually until your dough reaches the proper consistency.